LAPAZATTORNEY

At Elephant Insurance, it’s not just our name that sets us apart from other insurance companies. We believe our core values of transparency, control, and value make us different. Those values allow us to put our customers at the center of all we do to deliver exceptional auto insurance with features and benefits that make sense for today’s drivers. Elephant’s core values Transparency Elephant gives you the right tools so you can choose the right protection. We’re committed to helping … Continue reading “How is Elephant Insurance different from other insurance companies?”

Switching auto insurance companies is easy, but if you’re comparing prices make sure the coverages, limits, and deductibles on your new policy match what you have on your existing insurance policy. While your rate could be lower when quoting with a new auto insurance company, the protection and claims service they offer may differ from your current insurer’s services. Evaluating car insurance providers is crucial to ensure you get the best coverage and service. If you decide to change car … Continue reading “How to switch car insurance companies”

If you’re in the market for a new or used vehicle, you’ve probably got quite a few different factors running through your mind. Mileage, the vehicle’s safety ratings, maintenance history, number of prior owners, accident reports, the down payment and overall price: all factors that are well worth looking into, and that’s far from an exhaustive list. Another variable to consider? Which are the most expensive cars to insure? Why are certain cars more expensive to insure? First, let’s briefly … Continue reading “Which are the most expensive cars to insure?”

Defensive driving, simply put, refers to a set of driving skills that best prepares you to respond to hazards on the road. When most of us think of the term “defense”, we might think of sports or martial arts before driving. However, while most of us might not typically think of defensive driving in these terms, it is absolutely an important form of self-defense. Defensive driving allows you to protect yourself against hazards such as collisions caused by drunk drivers, … Continue reading “Rules of Defensive Driving”

No matter what kind of driver you are — road-tripper, carpooler, or daily commuter — you know that car ownership comes with its fair share of hassles. Even keeping up with routine car maintenance can sometimes feel like a lot to handle. Throw even the tiniest cracked windshield into the mix, and now you’ve got a recipe for urgently-required repairs. Whether you’re hit by a pebble, or a tree branch, you need to know what to do  about a cracked … Continue reading “Is a cracked windshield covered?”

If you’ve ever sat at a Thanksgiving table where everyone is asked to say something they’re thankful for, you’re not alone. However, it’s not very likely that someone answers with “car insurance.” Most people don’t go around trumpeting their love for car insurance. And there really is so much to be thankful for, that it’s easy to see how being thankful for insurance could slip your mind. But there are so many reasons for Elephant customers to be thankful for … Continue reading “Thankful for insurance”

Everyone knows how quickly car expenses can add up. In fact, buying a car is one of the largest purchases most consumers will make in their lifetimes. But, the costs don’t stop once the car is purchased. Maintenance costs, repairs, and the ever-changing cost of gas all add up. Then, you have the price of car insurance rates. You may be asking yourself “why is car insurance so expensive?” The average cost of an auto policy in typically is higher than … Continue reading “Why is my car insurance so expensive?”

We all lead busy lives, and sometimes things just slip through the cracks. If that means letting your veggies go bad or forgetting to floss before bed (sorry, dentists), it just means you’re human. However, some slip-ups can have more serious consequences. For example, letting your car insurance lapse can not only lead to higher insurance rates but also fines and lack of protection in the event of an accident. In this post, we’ll explain what defines a car insurance … Continue reading “What is a car insurance lapse?”

Insurance coverage is something that everyone needs but that few people feel they fully understand. You’ve probably heard of full coverage or liability-only auto insurance, but may have some questions on which is best for you. Doing your own research can provide you with an abundance of information but no real guidance. Unfortunately, even turning to the experts (the insurance companies) is often confusing. Too many companies prioritize sales over individualized solutions and customer understanding, which can leave you feeling … Continue reading “Full coverage vs liability only”